Author -

How to Find Your Lost or Stolen Laptop?

Having your laptop stolen is the biggest nightmare anyone can face in the era of our gadget-centric lives. Here are some ways that can help you get back your valuable laptop in case of any theft.

Electronic devices, especially laptops, have become an essential part of our lives rather than a luxury product, that they were considered in the past. Only a mere thought of losing your precious device will give you goose bumps, but what if it really vanishes from your vicinity – thanks to the guy who has the courage to do that magical act.

Jokes apart, in this article we have added some ways that can be used to find your stolen laptop in case of any theft.

Trace your Laptop’s IP address:

The magician who vanished your precious laptop might have the courage to peek into your business. There are great chances, that the person who took your laptop may check your mail account or other services. These services do provide tracking feature that can help you, trace the location and IP address of your device. You can get the device location of your stolen laptop if you use these services:


Just open your Gmail account and move to the bottom of the page. Here you will find “Last Account Activity” written in the bottom left corner of the page. Click “Details” link right below it. A new window will open containing a list of all the recent Gmail sessions of your account, providing IP address and location of the sessions. You can click “Sign Out Of All Other Web Sessions” to protect your Gmail account from further trespassing.


The social networking giant has also provided a feature to track your account activity.

Open “Settings” in your Facebook account and then click “Security” option. You’ll find an option called “Where You’re Logged In”, just click that, and you’ll be presented with details of your Facebook sessions. To know the IP address of any session, just hover on the location name, and it will display the IP address of that session. You can click “End Activity” to log out that particular session or you can click “End All Activity” to log out of all your active Facebook session on any other device.


Dropbox also provides a session tracking feature. Just sign-in to you Dropbox account and click your name, a drop down menu will appear. Then click on “Settings” option. Click on Security tab, here you’ll find the list of all your active and past sessions. Just hover on the “i” right next to the country name to know the approximate location and similarly, click the “i” next to time (under Most Recent Activity) to know the IP address and time of the session.

Just note down the IP address and location from any of the above sources and contact the police for further assistance.

Prevention is better than cure:

It would be wise enough to be well prepared for such mishaps well in advance. Prey Inc. has come up with an efficient tool that can help you track your device very easily in case of any theft or lost. Though this platform is available for various operating systems like Windows, Mac, Android, and Linux, but we have tested Prey only for the Widows OS.

Here are the steps you need to follow in order to setup Prey:

  1. Go to
  2. Click Sign-in and setup your Prey account.
  3. After that, Sign-in to your Prey account and look for a green plus button right next to Your Devices.

Choose your preferred operating system and Prey will start downloading the appropriate application to your device.

  2. Install the application by clicking the usual next, next, next. It’ll take few minutes to install.
  3. At the end of installation, keep the Set-up Prey check box ticked and click Finish.
  4. A new window will open. Click Existing User option, as you have already created your Prey account.
  5. Enter your login credentials and click Connect, a popup will appear, ”Sweet! Your Computer is now protected by Prey. Try it out or protect an additional device, please visit”.
  6. Click OK and you’re done.
  7. You can track your device online by simply logging into your Prey account in any web browser.
  8. If you lose your device, just log-in to your account and click your lost device in Your Devices section. Then click Set Device To Missing.
  9. A box will appear, set the Report Frequency as per your convenience. Click Advanced Options to find more options. Here you can select, if you want to take snapshots of the person using the device via webcam. Using the snapshot feature may alert the person using the laptop as the webcam LED will blink after regular intervals, creating a suspicious environment for that person.
  10. You can track your device online by simply logging into your Prey account in any web browser.
  11. If you lose your device, just log-in to your account and click your lost device in Your Devices section. Then click Set Device To Missing.
  12. A box will appear, set the Report Frequency as per your convenience. Click Advanced Options to find more options. Here you can select, if you want to take snapshots of the person using the device via webcam. Using the snapshot feature may alert the person using the laptop as the webcam LED will blink after regular intervals, creating a suspicious environment for that person.


  1. You can track your device online by simply logging into your Prey account in any web browser.
  2. If you lose your device, just log-in to your account and click your lost device in Your Devices section. Then click Set Device To Missing.
  3. A box will appear, set the Report Frequency as per your convenience. Click Advanced Options to find more options. Here you can select, if you want to take snapshots of the person using the device via webcam. Using the snapshot feature may alert the person using the laptop as the webcam LED will blink after regular intervals, creating a suspicious environment for that person.


  1. option.
  2. Whenever you need to know the current status of your device just click the Maps and Action option in the device section.
  3. When you find your device, just Set Device To Recovered and prey will stop the live tracking of your device.

Prey allows you to lock the device remotely, play alarm, send message in case any humble person may return your laptop, if you have forgotten it somewhere. The only disadvantage of this service is that your laptop must be connected to the internet, and for that, “May the Force be with You”. You can add up to three devices in the free option. To add more devices, you’ll have to purchase their plans.

In case of any theft, it is highly recommended to change your passwords for all the online services that you use to protect your valuable data and privacy.

Keeping your laptop safe is a must in this technology driven world. You can protect your laptop by using these simple methods and it will save your valuable memories that you have collected all over your life. Apart from using these methods, you should always set a password to all of your devices, this will protect your data in case of any theft or if you might forget it somewhere.



Hackers Are Using This Malware to Make ATMs Vomit Cash

Security firm Proofpoint has noticed some instances of a new ATM malware called GreenDispenser. Hackers can empty the whole ATM machine without leaving any trace as the malware uses a deep delete process to erase itself.

A new type of ATM malware has been detected by security researchers in Mexico. The malware enabled the cybercriminals to take the complete control of the cash dispensing machines.

The security firm Proofpoint has reported that it has noticed some instances of a malware called GreenDispenser that gives a fake error message that reads, “we regret this ATM is temporary of service”. So far the attacks have been centred on Mexico, but the researchers think that it could be easily implemented anywhere in the world.

This ATM malware leaves no trace of its activities as it uses a deep delete process that helps hackers to erase all the tracks of crime.

As the ATMs show the error message, only the hacker can bypass this error and empty all the cash. This malware uses two-factor authentication that could be bypassed using a pin code that has been earlier hard-coded into the system. After this, the hacker uses the smartphone to scan the OR code that is seen on the ATM screen.

This malware is suspected to be an insider’s job as it required physical access to the ATM.

Kevin Epstein, vice president of threat operations for Proofpoint, said, “ATM malware such as GreenDispenser is particularly alarming because it allows cyber criminals to attack financial institutions directly, without the extra steps required to capture credit and debit card information from consumers – and with correspondingly less traceability.”

The GreenDispense ATM malware has a self-destruct mechanism. So, it only works till a certain date and then disappears.

In recent years, ATM malware instances are on the rise. To keep themselves safe from such attacks, financial institutions must re-examine their security layers and consider modern security methods to counter these threats.

Have something to add? Tell us in the comments below.


What Is the Difference: Viruses, Worms, Ransomware, Trojans, Bots, Malware, Spyware etc?

If you’re a regular or even an occasional computer user, then you might’ve heard the terms like Viruses, Worms, Trojans, Bots, Malware, Spyware, etc. But honestly speaking, we consider all these to be a Virus, no matter, whatever be their type. But have you ever tried to acknowledge, what is the difference between these terms, although they are meant to harm your device, steal your data or spy on you, have you ever thought why they are named so differently. Basically, terms like Viruses, Trojans are all types of malicious software or simply ‘Malware’.

Now, the first and foremost question arises, where did these terms came from?

Clearly, they are not some out of the world aliens, in fact the real truth is that they were not even created with an intention to harm someone.

The history of malware attacks goes back to 1949, when John von Neumann, first developed the theoretical base for self-duplicating automation programs, but the technical implementation was not feasible at that time. The term ‘Computer Virus’ was first used by Professor Leonard M. Adleman in 1981, while in conversation with Fred Cohen.

The first computer virus named ‘Brain’ was coded by two brothers Basit Farooq Alvi and Amjad Farooq Alvi, who were from Lahore, Pakistan. Brain was meant to infect storage media based on MS-DOS FAT file systems. It was originally designed to infect the IBM PC, it replaced the boot sector of its floppy disk with the virus. The virus program changed the disk label to ©Brain and the defected boot sectors displayed this message:

Welcome to the Dungeon (c) 1986 Basit & Amjads (pvt) Ltd VIRUS_SHOE RECORD V9.0 Dedicated to the dynamic memories of millions of viruses who are no longer with us today – Thanks GOODNESS!! BEWARE OF THE er..VIRUS : this program is catching program follows after these messages….$#@%$@!!

However, as you may presume, there was no evil intention behind this. Alvi brothers said in their interview with TIME magazine, they created the virus only to protect their medical software from piracy, aimed at copyright infringement acts.

Coming back to Malware, these are malicious software designed to harm a computer which may or may not be connected to a network. Malware only get in to action when there is a computer involved in the game otherwise the term Malware is of no use.

Malware are of the following types:

Worms: These programs have the ability to replicate themselves. Their sole objective is to increase their population and transfer themselves to another computers via the internet or through storage media, all the work is done like a top secret mission hiding their movement from the user. They don’t cause any harm to the computer, their replicating nature consumes hard drive space, thus slow down the machine. Some of the notable worms are, SQL Blaster which slowed the internet for a small period of time, Code Red took down almost 359,000 websites.

Viruses: They also have the ability to replicate themselves, but they do damage files on the computer they attack. Their main weakness lies in the fact, they can get into action only if they have the support of a host program, otherwise they’re just like a defeated warrior. They stick themselves to songs, videos, and executable files and travel all over the internet. W32.Sfc!mod, ABAP.Rivpas.A, Accept.3773 are some of the examples of Virus programs.

The Virus Gang:

File Viruses
Macro Viruses
Master Boot Record Viruses
Boot sector Viruses
Multi-Partite Viruses
Polymorphic Viruses
Stealth Viruses

Feel free to Google anyone of them if you like.

Trojans: Basically, Trojans are no Viruses, and are not meant to damage or delete files on your system. Their sole task is to provide to a backdoor gateway for malicious programs or malevolent users to enter your system and steal your valuable data without your knowledge and permission. JS.Debeski.Trojan is an example of Trojan.

They are named after the ‘Trojan Horse’ tale, in which Greeks entered the city of Troy with the help of a wooden horse which was meant to be a gift, but turned out to be a sweet poison, as depicted in the movie Troy.

The Trojan Gang:

Remote Access Trojans
Data Sending Trojans
Destructive Trojans
Proxy Trojans
FTP Trojans
Security Software Disabler Trojans
Denial-Of-Service Attack Trojans

Feel free to Google anyone of them if you like.

Adware: Adware are used to display advertisements in the programs. They generally come attached with software programs that are free to use as they are the only source of revenue for the developers of those software programs. Adware can’t be completely called as Malware as they have no intention to harm your machine, they only track what advertisements you’re more interested in, so as to display the relevant advertisements on your screens.

Spyware: These programs also come attached with other freeware software, track your browsing and other personal details and send it to a remote user. They can also facilitate installation of unwanted software from the internet. Unlike Adware, they work as a standalone program and do their operations silently.

Spam: You get very irritated when you receive unwanted emails from unknown senders, these are called Spams or junk mails. And the process of flooding the internet with the same message is called Spamming, is done for the purpose of commercial advertising. These junk mails may sometimes contain Viruses or Trojans that enter your system as soon as you open the mail.

Bots: Bots or Robots are automated processes that are designed to interact over the internet without the need of human interaction. They can be used for good and bad intentions. An evil minded person can create a malicious Bot that is capable of infecting the host on its own. After transmitting itself to the host device, a Bot creates a connection with central servers which act as the command centers for the infected hosts attached to that network, called Botnet.

Their skills include stealing passwords, logging keystrokes, analyzing network traffic, relay spam, launch DoS (Denial of Service) attacks and open back doors on infected hosts. These Bots can be seen as the advanced form of Worms, their infection rate and tactic is more effective than those of Worms. These malicious Bots are created after a lot of hard work done by their malignant creators.

Ransomware: These type of malware alter the normal operation of your machine, thus barring you to use it properly. Thereafter, these programs display warning messages asking for money to get your device back to normal working condition.

After reading all this, you might be thinking why people create Malware. Here are some reasons which may compel a coder to write malware codes:

  • Take control of a person’s computer for personal or professional reasons.
  • To get financial benefits.
  • To steel confidential data.
  • To prove their point regarding a security breach can be done on a system.
  • To take down an individual computer or a complete network.

and many more….

How can you protect your Computer :

  • Keep your system up to date.
  • Use genuine software.
  • Install an antivirus software and update it regularly.
  • Set-up a firewall, may it be custom as provided by antivirus software. Windows has an in-built firewall option in case you don’t want to use a custom firewall.
  • Never open unknown emails that generally reside in your Spam folder.
  • Never open unknown links, use online website safety checker tools if you’re not sure to open a website.

By taking these simple measures, you can effectively keep your machine free from Malware and other potential threats.


How To Block Spam Messages in Android and iPhone

Just like irritating email spams, SMS spams range from social engineering swindles to unsought advertising. I’m pretty sure that just like me, you too are fed up with these spam rings. Most spam messages prompt users to forward them, contain links and other frustrating hoaxes. Along with the rise of SMS spams, there came many apps on the Android Play Store and Apple Store to filter these spams.
The latest versions of Android and iPhones will let you filter the unwanted numbers easily. Follow these steps to easily block spam messages in Android and iOS:

How To Block Spam Messages in Android?

There are lots of third-party apps available on Android Play Store to block spams, but you can block these irritating numbers using Google’s Hangouts app. Hangouts app can be found easily as it comes pre-installed in your Android phone. If it is not available on your phone, you can download it from here. To block spam messages in your Android, first you need to make Hangouts as your default messaging app.
Make Hangouts as your default messaging app

Settings> More> Default SMS app> Hangouts.
Block spam messages with Hangouts

1. Open Hangouts app. It will automatically import all the old text messages.

2. Now open a spammy message you wish to block.

3. You’ll see three dots at top-right corner, tap it.

4. Now tap on People &

5. Now you’ll seeing few options, one of them is Block [number] tap it and again tap at Block.


Now you have blocked the spammer. If you wish to see any number you blacklisted in past, head back to the home screen of Hangouts app and tap the top-left corner to open the menu bar. You will find out Blocked people option. From there, you can Unblock them in case you changed your mind.
How To Block Spam Messages in iPhone?

Blocking Spam messages in iPhone is quite easy as compared to Android.

1. Open the Messages and tap the Contact.

2. You’ll see the little i button, tap it.

3. Now you will see a contact card for the Spammer.

4. Now scroll down to the bottom and tap at Block this Caller.

Now you have blocked the spammer. If you want to remove or check any of the previously blocked spammers, go to Settings, then Messages and then scroll to the bottom and you will find Blocked option. Swipe it from right to left and tap the red button

Facebook Hacking: How to protect yourself.

It is no surprise by now that everyone has a social media account. However, Facebook is the world’s most renown social media outlet that has over a billion people on it. Hence the reasoning behind so many social scandals wanting to gain access to Facebook.

I actually get asked a lot “How can I hack someone’s Facebook Account?” or “Can you hack this Facebook account for me?”. My answer to those emails are a short response, in which I state “I cannot educate you upon the exploitation of Facebook or I will not gain unauthorized access of any social media account for any reason.”

Until now.

Here, I will show you how other “Hackers” are using methods to gain access to your Facebook page, and even inform you on how to prevent yourself from being a victim.

Our first method of gaining access to your Facebook credentials is by means of “Phishing”. No, don’t go get your tackle box and head to the lake.
In order for a hacker to perform a Phishing attack on any one, they would need a hosting services. You can get free hosting services from 110MB or Byet Internet Services.

Once the attacker has setup a free false hosting account, now they will need only 3 files. These files are important to the process as they are login.php, Phishing.php, and passwords.txt. These scripts are setup and programmed so that they resemble the Facebook login page. Once you land on the fake Facebook login page, which is login.php, you would normally login with your email and password. Now the Phishing.php kicks in and stores the information on a specific location on the hosted server. The passwords.txt is left blank as people will often fill this up as they enter their information.
Now when the attacker/phisher has these three files uploaded on their new server, they send the URL (“”) to a victim via email.
When you get the initial email, it may have some verbiage stating something such as;
“We have noticed some illegal activities with your Facebook Account. Please use the this link to login and correct the actions.”
“Please follow us on Facebook, by clicking here”.
While those are the short versions of what may be included in your email, the main goal is to get you to open the email and login to Facebook on their fake Facebook login page. Once you have complied with their requests, they have control over your entire Facebook page.

Now that we know how they can gain access to your Facebook page, let us review on how you can prevent your information from going onto their server, and how you can trace them and report the criminals to local authorities.

Step one in the investigation, is open the link. Any time you visit Facebook the URL is and always will be to login. When you open the link, if the above URL does not match, or you get something like then you know that it is a fake link. Don’t login! As it is setup and resembles the exact login page for Facebook, don’t login.

Now there are two effective ways in tracing the phisher. You will need both methods and record information (Screen Shots works best) to report it to the local law enforcements. From there they will push it to other law enforcements in which can include the FBI if there are several reports upon this same phisher.

When you first see the URL bar and it is not the original Facebook URL, then I would copy the entire URL and use a WhoIs service. Who Is allows you to find the information regarding the person who bought the Domain Name (URL). I would use WhoIs.Net for my domain name searches.

Once I have a record of who purchased the domain, I would take a screen shot (Or use my camera phone) and save that. This will be helpful for the authorities later in their investigation.

Now, going back to the initial email. If you are using Google, this is a snap. Open the email and on the far right upper corner of the email itself is a dropdown section. This allows you to select “See full header”. Basically, this will then bring up a small window showing you the IP address and the time stamp of the email sent from one location and received by your location. Again, this is another important aspect to the research, so screen shot or use your camera.

Now that you see the full header, you can simply copy the entire alien language that you see. Now we can easily use an online script service that allows us to find the exact IP of the sender. I use for the headers. Now we will receive an IP address. Now for our last step in tracing, we can use another online services to trace the IP address. I personally use GEOBytes. It is easy and quick. The results are 100% effective, or at least on the 250+ IP’s I have run through there.

Now you will see the sender’s information such as Country, State, City/town, Address, network carrier, etc. This is extremely helpful to the law enforcements, so we will take one more screen shot.

Awesome, now you have this much information, now you can print it out, put it on a thumb drive, or send the information VIA email to the officer in which you talked to about the phisher.

So let us recover here. We have an unknown email saying that we need to log into Facebook, and provides us with a link. We know that Facebook is secure by using https, and does not have any fake names (“Fakebook”). We know how to trace the Domain Name (“URL”), and obtain and trace the IP of the original email. Now we can use all of that information and get it to the local law enforcement. The sooner they have that information, the faster they can catch this phisher.

While there are a few other ways to obtain your login information, such as Facebook.exe (a program that uses Facebook from a program on your Windows Desktop instead of going to the browser), we have learned the biggest means of Facebook Phishing and how we can prevent ourselves from being a victim.

Another great way to protect yourself on Facebook, is by enabling the 2 part login factor. This means that when you (or someone else) logs into Facebook on a new computer, browser, IP, etc. then your phone will go off telling you to input the code given. You can type the code into the page where it asks and you will then have access to your Facebook account. It is also recommended that you log out of every session, except on the computer and your phone that you use on a daily basis.

E-payment: CBN Blocks Plan To Create TSA Payment Gateways

The Central Bank of Nigeria (CBN) has told Interswitch, Nigeria Inter-Bank Settlement System (NIBSS), eTranzact and other payment processors in the country that the apex bank would not replicate the Treasury Single Account (TSA) payment gateway powered by Remita.

In an audacious move, Interswitch in collaboration with NIBSS wrote a petition to the apex bank, seeking the replication of the TSA gateway while tagging the present arrangement “monopoly”. But the CBN management reportedly told the aggrieved party in a meeting attended by all the payment processors that the TSA architecture met international best practices and, as such, the apex bank will not have more than one gateway.

The TSA payment gateway was connected to the apex bank’s core banking application, powered by T24, Real-Time Gross Settlement Systems (RTGS) and National Electronic Fund Transfer System (NEFT). Barely a month following the full implementation of the TSA, a congruence of opposition is building a case against a policy that many said is arguably Nigeria’s single most important initiative to tackle corruption and abuse in the management of public funds.

The opposition is coming mainly from expected sources: competing payment platforms that are griping over being left in the cold, banks that are the major beneficiaries of the corruption-laden processes that the TSA have replaced, and senior civil servants who believe that they are the primary target of the project.

How to instantly remove password protection from PDF Files

PDF files could be password protected to restrict others from opening and having access to the information. While you may still need to fetch the data to use it productively, to modify, read or even print PDF files, there is no way you can edit or copy it since the file is locked. And what happens when you forget the password you set for your own PDF file? This can be frustrating. However, there is a solution.

AnyBizSoft PDF Password Remover is a free premium tool which removes encryption from PDF files. It removes all the basic restrictions on printing, copying and editing the content of PDF files. It also removes password protection, if any, from the file.

How To Remove PDF file Restrictions

    Download AnyBizSoft PDF Password Remover.
    Now install the software and open it. A new pop up window will appear.
    Click on the Add Files button and import your file.
    Once your file is imported, click on the Start
    Wait for a few seconds. A new popup will appear displaying the message that the password is removed.
    Press OK and now open your PDF file, the password is successfully removed.

How to remove restriction of a single PDF file

You can also directly remove restrictions of a single file without starting the main interface. Just right click on an encrypted PDF file and select Decrypt with AnyBizSoft PDF Password Remover from right click menu. Decryption process will start.

Note: This tool can’t recover user password and it doesn’t removes protections such as DRM

How to make Money Online Online/Internet

Did you know that you can also make money online? In this detailed article, I am going to tell you various legit ways to earn money through Internet.

As the Internet is spreading around the globe, “How to make money online?” has become one of the often asked question. Bloggers, housewives, students and even salaried professionals keep on looking for ways to earn money through Internet. It is good that instead of wasting time people are willing to work extra hard in their spare time and earn a few extra bucks to pay their bills. All you need is the right information on how you can become an online entrepreneur. Due to lack of right information on what are the clean and legal methods of making bucks from Internet, some people get trapped in scams as well.

But don’t you worry, there are several ways in which you can utilize your skills and creativity to get earnings from net. Today, I am going to tell you about a few of such methods. Are you ready for an exciting ride?! Here we go!

How much can I earn online?

Before I tell you about the methods, let me put a word about the expected results. If you think earning online is an easy job —if you think it is a cakewalk —you’re wrong. You will have to work hard and take your online job very seriously if you wish to be successful. And how successful can you become?

Well, it depends. And it is no rocket science to understand what it depends on! The skills you have, the work you choose, how good you are in your craft and how much time you can dedicate to work —all this affects your total sum earned —just like in “real life” jobs.

If it can motivate you, there are lots of people who are earning hundreds of thousands of dollars (and even millions) from Internet entrepreneurship / profession. And yes, that too while working alone from home!

There is no such indicator as to how much you as earn. Also, in my view, you should not look for such information. Just focus on what you enjoy doing and if you put in sufficient amount of time and hard-work —soon you’ll being to see the rewards. Believe me, if you don’t enjoy what you’re doing —then you should forget about success!

How to Make Money Online

Now, buckle up, I will present a number of options before you. Take your pick according to your taste and qualifications. Let’s get… set… and go!

1. Blogging

Obviously, this was going to be the first on my list (I am also a professional blogger after all!). Professional blogging is one of the best known method of getting income from computer based jobs. We all arrive at blogs while surfing and we see advertisements on many blogs. So, we can easily know that the owner of that blog is earning some amount of money from writing the blog content.


There are a number of good and free blog sites where you can easily setup your blog. After setup, you should write about things that really interest you. Once your blog is adequately settled (let’s say when it begins to receive 100 visitors a day), then you should put online ads on it. You can use Google AdSense for getting ads or you can use ad service provided by other networks like Yahoo! also provides its own ads.

By the way, did you know that Google makes 95% of its revenue from advertisement? Bloggers get share from this revenue if they publish Google ads on their blogs. I keep on writing articles about how to become a successful blogger. You should keep an eye on these articles.

Skills required for professional blogging: Good command on language, ability to write in an interesting way, familiarity with basic coding and other technical stuff like SEO.

How much can you earn from blogging?

With a blog with one thousand visitors per day, a blogger can from $0.5 to $30 per day. Blogging can fetch you varied amounts of money depending upon the web traffic you receive and the monetization strategy you adopt. Many people argue that using affiliate marketing model is far better than using Google AdSense. I tend to disagree with this but certainly what works for one blog may not work for another.

Bloggers in US, UK and Canada make millions of dollars from their blogs. They are more entrepreneurial —many bloggers have actually turned their blogs into content or media companies. Huffington Post, for example, was only a blog and now it is one of the most influential news aggregator in the world. Story of Mashable is also similar.

In India, established bloggers, like Amit Agawarl, make hundreds of thousands of rupees every month. These are full time bloggers. Those who do part-time blogging, their earnings also depends on how much time they devote to their blogs.

How much can you earn from AdSense?

Many successful bloggers and webmasters earn $100 to $500 per day with Google AdSense. Some bloggers in USA earn several thousand dollars every day from AdSense. Earning from AdSense heavily depends on the CPC rate you get from Google. In countries like USA, Canada, UK, Australia, the CPC rate is very high —that’s why bloggers make much more money in these countries.

All websites and blogs require a “theme” (also called template or skin) which dictates how the site looks like. For example, TechWelkin theme is based on Genesis Framework and I have designed it myself.

You can also become a theme designer if you have good sense of design and other required skills. Once a theme is done, you can sell it on theme stores or you can setup your own website through which people can buy your themes. Designing themes for platforms like WordPress, Blogger, Joomla, Drupal etc. is a lucrative business. You can earn decently income from this profession.

Skills required: Web design sense, CSS, HTML, JavaScript, Photoshop, knowledge of the target platform.

How much can you earn from designing themes?

Usually, one copy of a theme sells anywhere between $10 to $100. So, even if you sell just one hundred copies, you may make thousands of dollars. If you design a customized theme for a specific client, you can charge even more depending on the efforts you had to put in.

3. Teach Online

Yes! you can be an online teacher. And the great thing about it is that you can teach virtually anything. So, whatever is your skill and expertise —you will be able to offer lessons to perspective students.

Skillshare is one such service which allows you to be an online teacher. After registering, you can create courses (classes) on whatever subject you know. It could range anything from cooking to mathematics to engineering to designing to languages to whatever!

There is another similar service called Udemy. On these websites you basically sell your courses to earn money from online teaching service. You get paid when a student takes the online course developed by you.

Skills required: expertise in subject on which you’re offering course. Knowledge of Photoshop and making videos is also useful as these things can make your course more interesting and easy to understand.

Yes! you can be an online teacher. And the great thing about it is that you can teach virtually anything. So, whatever is your skill and expertise —you will be able to offer lessons to perspective students.

Skillshare is one such service which allows you to be an online teacher. After registering, you can create courses (classes) on whatever subject you know. It could range anything from cooking to mathematics to engineering to designing to languages to whatever!

There is another similar service called Udemy. On these websites you basically sell your courses to earn money from online teaching service. You get paid when a student takes the online course developed by you.

Skills required: expertise in subject on which you’re offering course. Knowledge of Photoshop and making videos is also useful as these things can make your course more interesting and easy to understand.

If you have a story to tell or if you want to share your expertise in the form of a book, well then, go ahead and write a book! What better could be there than writing a book! You don’t need traditional pen and paper. Become a completely tech-savvy author. Use MS-Word to write your book. Once the book is ready, you don’t even need a publisher! You can self-publish and sell e-book versions through platoforms like Amazon’s Kindle, Google Play Store and Apple’s app store (iBooks). If you’re in India, Flipkart, Infibeam etc. are also great choices. You can sell both e-books or printed books.

Also there are online services like Lulu where you can order print copies of your book. Buyers will be able to purchase print copies right from there or you can put print copies on sale through Amazon, Flipkart, eBay etc. is an Indian venture that can print self-published books.

5. Sell Designer Merchandise


Can you draw well enough? Have you ever thought that even your drawing (or even doodling) can help you make free money online?

You can print designs, drawings or photos created by you on items like coffee cups, t-shirts, bags etc. and then sell them. A friend of mine is pretty good at making designs. She created her own zazzle online shop and began to sell stuff. Here is how it works:

  1. Create your design and fine-tune it
  1. Register at and create your own shop (it’s very easy!)
  2. Zazzle has merchandise items like cups, cards, t-shirts etc.
  3. Customer comes to your online shop. He selects a design from your catalog and then selects a merchandise item. Customer then places order to get the item with your design on it.
  4. Zazzle prints your design on selected item and send it to customer.
  5. You get your share from the money earned by Zazzle.


Can you draw well enough? Have you ever thought that even your drawing (or even doodling) can help you make free money online?

You can print designs, drawings or photos created by you on items like coffee cups, t-shirts, bags etc. and then sell them. A friend of mine is pretty good at making designs. She created her own zazzle online shop and began to sell stuff. Here is how it works:

  1. Create your design and fine-tune it
  1. Register at and create your own shop (it’s very easy!)
  2. Zazzle has merchandise items like cups, cards, t-shirts etc.
  3. Customer comes to your online shop. He selects a design from your catalog and then selects a merchandise item. Customer then places order to get the item with your design on it.
  4. Zazzle prints your design on selected item and send it to customer.
  5. You get your share from the money earned by Zazzle.



I am sure you have watched more than one videos on YouTube. All internet users have! It is after all the world’s largest video sharing service. But now enough of just watching. Create your own videos and share them with the world. What’s more, you can earn money from these videos!

You can shoot small (or big!) video clips using mobile phone, handycam or professional video camera. Or you can make videos from pictures using your computer. OR you can create animated videos and tutorials. Once your video is ready, upload it on YouTube and monetize it. YouTube will show ads along with your video and share revenue with you.

A lot of people have earned great amount of money through this online work. Most of it is home-based job —but you may need to venture outside to shoot videos.

Skills required: Know how of shooting and editing videos.

How much can you earn from YouTube?

If your YouTube channel has a million subscribers, you can earn from $100,000 to $300,000 per month. Mostly it depends on how interesting your videos are. Secondly, it depends on the how many people have subscribed to your YouTube channel. The stories of Olga Kay and Mimi Ikonn will tell you that they definitely earn more than $100,000 every year from their YouTube channels. This is the minimum. No one really knows the exact amount but many sources say that they could actually be touching one million dollars every year.

Earning huge money from YouTube sounds great. But it requires a lot of appeal, creativity and hard work. Even if you do not make millions, YouTube is a great way to make decent income.

7. Find Online Jobs of a Wide Variety

If you’re looking for providing admin or technical support to others, there are several places where you can find jobs. Just browse through them and select the one that suits you.

oDesk, for example, is one such place. Clients post job details on oDesk and job seekers like you take on the work. Mostly the work involves working through computer and internet. However, it entirely depends on the specific job. You may get work like software or web development, writing assignments, proof-reading work, business development etc. There are lots of jobs to choose from.

Other similar places are eLance and TaskRabbit. TaskRabbit also offers jobs that are not entirely online (for example, helping someone with moving their house).

Skills required: Depends on the job you select.

8. Become a Translator


If you know any two languages very well, there are plenty of translation jobs available online. And they pay well. You make good money from online work of translation. is perhaps the best website I know where you can regularly get online translation work. You will need to bid for every piece of work and if you win the bid, work is yours to do and the client pays you through the website. You can do translation work on your computer and submit the finished work through Translatorsbase.

9. Online Transcription Jobs

In transcription, usually you need to listen to an audio or video and type out what was spoken in that. Or you may be asked to look at an image (like a receipt) and type out the text details visible in there. It may sound easy, but trust me this work requires patience, experience and skills. Being able to understand various accents, hand writings and thorough knowledge of the language is a must.

Such jobs are available through oDesk, eLance etc. But Amazon Mechanical Turks is a specialized service that offers what they call “Human Intelligence Tasks”. These are the tasks that computer cannot do perfectly and therefore require human intervention. That intervention is what you provide!

Client offers a specific payment amount for every such job. You can decide whether you want to do that job of the offered price or not.

10. Affiliate Advertisement Income


If you have a successful blog or website, you can also get affiliated with other vendors and show their ads on your website. If a customer sees an advert on your website and through that purchases an item from vendor’s online store, you get a commission from the sale amount.

Affiliate advertisement is different from Google AdSense. You get paid from AdSense on clicks (cost per click or CPC model)… but in case of affiliate ads, you get paid only when customer really purchases the product through an advertisement on your website.

Commission Junction (now known just as CJ) is probably the best place to find affiliate ad opportunities. It is a website where you can get affiliate offers from a large number of brands and vendors. Companies like Amazon, eBay, Flipkart also run their separate affiliate programs. You can use them too. I would recommend that you select an affiliate product which is relevant to the content of your own website. Such products convert the best into real sale (and therefore into real money for you). For example, if you have a blog on books, you can show affiliate ads from Amazon showcasing only books.

11. Sell Your Old (and New) Stuff

There are hundreds of online services where you can easily sell your things that are no longer in use. For example, if you’ve an old mobile phone handset lying useless in your drawer, you can sell it on eBay or Cragilist (oh, this Craiglist thing was really useful when I was living abroad!). If you’re in India you can use OLX and Quickr. These are free classified ad websites. Almost all of them have a mobile app as well. All this makes it pretty easy to convert old and useless stuff like CDs, books, clothes, stationary, toys into money.

I wonder if you would put this under “making money online” category! Well, I certainly would!

12. Online Coding Jobs

If you’re a programmer, you can find ad-hoc coding jobs online. Just take the project, build it, test it, submit it and get the payment. Freelancer (formerly known as Rent-a-Coder) is out there for years. It does not matter which programming language or platform you can work on, you’ll find jobs for all. Freelancer website does the job of connecting programmers with clients. There are other alternatives like Guru, oDesk, eLance and TaskRabbit.

13. Start an Online Newsletter Magazine

Ok, I have already told you about writing a book and also about becoming a blogger. But if you don’t want to post daily (as a blogger does) or sit for weeks or months to write a book —then you can opt for the fabled Middle Path; that is to say that you can serve content as a periodical.

You can start a e-newsletter (or a e-magazine) and ask people to subscribe to it for a fee. Websites like Mailchimp can help you manage subscriptions and dispatch of your e-newsletter. If your newsletter has a wide reach, you may also be able to show ads in your newsletter and/or find sponsors for your newsletter.

14. Be Creative, Sell Online

Many websites like ArtFire and Etsy allow you to sell whatever creative you can make. Take a look at these websites and you’ll be astonished at the variety of stuff people make and sell it through Internet. Larger web stores, like eBay, also allow you to make money from your creative instincts.

You can make interesting stuff with junk, knit wooly patterns, create funky jewellery, hand-paint vases, make stuffed toys —trust me if you try; you can really work at home and then convert it into a business with the help of the network of networks, the amazing Internet. Earning from internet is not entirely a myth after all!

15. Lend Your Voice!


Have you got a deep baritone voice? or a bubbly, chirpy one? or may be the one that has the chime and clarity of a tolling bell! If yes, you can online lend your voice as voice over artist. You can narrate stories, news and other text items. A friend of mine uses Umano and he is pretty thrilled with the experience. You can also use VoiceBunny or Voice123 for the same purpose.

You would need to have a good audio recording setup at home and that’s all. Just pick a job from above mentioned websites, do it by recording your narration, upload the resultant audio file. And then get paid for your work. All this can be done from your desk at home. Dreamy? Nah! it is a good reality. Come on! jump on the bandwagon of online professionals.

16. Help Kids in their Studies

I have already mentioned SkillShare and Udemy as websites where you act a bit like a lecturer. You make courses and people buy them. But if you don’t wanna get into full-fledged course development and just want to help students with their current academic issues, you’re still in luck as there are several online places where you can get tuition assignments also.

Here you can help kids with their school or homework and teach them specific subjects. and are among such websites where you can get online tuition assignments.

17. Sell Photos Online


Do you love photography? Do you click good enough photos? Well, if yes, you can find a buyer on websites like iStockPhoto and CreativeMarket. Don’t think that your photos are not good enough. Give it a try —and you may be in for a surprise! Folks out there need all sorts of photos for publishing online and in print. So, number and variety of photos required is never enough. Go ahead and be a professional photographer!

And, by the way, if you look great… you can even sell your selfies. But first you’ll have to learn how to take good selfie photos. Then try your luck (however, you must consider privacy concerns in case of selfie.)

18. Sell Website, Domain Name or Mobile Apps

If you own a domain name or a website (even a defunct one!) or a mobile app… and you want to sell it off, you should visit Flippa or Sedo or GoDaddy Auctions. On these websites, you can set a base price for what you’re selling and then perspective buyers bid in an auction format. Such a model maximizes your earning from selling domain name or website or mobile app.

I have mentioned above about building website or a blog in order to earn money online. But it is not always that people become a successful blogger. After a point of time, most bloggers feel frustrated, just call it a day and quit. What’s left behind is a constructed website and a domain name. If you have no plan to proceed further with your website or blog, you can always sell it to get money from what’s left.

A word of advice here, do not get into full-time blogging from the beginning. Professional blogging is a tough nut to crack and it takes quite a bit of time before you will be able to earn enough money from blogging alone. Begin as a part-time blogger and then later on switch to full-time.

19. Become an Online Website Tester

UserTesting is a place where crowd tests websites. Webmasters and e-commerce companies hire people like you to surf their newly built or renovated website. You surf the website and provide them with the feedback. And you get paid or this! Easy, isn’t it? Well, yes, it is one of the easier online jobs. But again, you need to take it seriously. The more useful feedback you can provide to the website owner, the more jobs you’ll be able to find in future.

20. Make and Sell Music

Apart from voice-over, which I mentioned above, you can do another recording based work. If you know how to touch the right chords on a musical instrument —you should compose music and then sell it online. No need to keep running after music companies. Other companies also need music. You can compose and sell smaller tunes like jingles, ringtones and even full-songs.

There are online music stores where you can directly sell music MP3 files. These stores include iTunes (oh well, you already know it! don’t you?), Pandora, Amazon, Spotify, Google Play etc. There are also online services which put your music in these stores on your behalf. DistroKid and are among the better choices.

21. Become a Guest Writer

If you’re an expert in a particular field (like technology, health, cars, business development or anything else) you can write guest posts for bloggers who run profitable blogs on these subjects. Some big bloggers make money from blogging, can pay good amount of money if you can write an authoritative post for them. You can even earn as much as $500 by writing just one article! Remember, however easy it may sound, but you get good money from guest blogging only if you really are an expert in your field. People do not pay for mediocre guest articles.

22. Fill Survey Forms to Make Money Online

Can you really make money by filling online survey forms? Years ago, I came across the first advertisement that was inviting people to fill online surveys and get paid in return. At that time, frankly, I thought it was a scam! Why would someone pay for a simple task as filling an online survey form?

But later I realized that it is indeed possible to earn money by paid surveys. Research agencies and companies of all sizes need to know what public is thinking. Do you know that surveying public for their opinion is over $40 billion industry. There are several websites that act as a bridge between surveyors and the public (that is you!). These websites bring you online surveys and pay you for for filling them.

Some of the good online survey websites are The Opinion Panel, OnePoll, Toluna, MySurvey, Vivatic, YouGov and SurveyBods. You can go and register on these websites. After registration, these websites will keep on sending you surveys. You need to fill them up and get your rewards.

How do you get paid for filling online surveys? Well, most of these websites offer you vouchers of popular online stores. You can redeem these vouchers and buy anything of your liking from these stores. Some websites also pay you in cash via PayPal.

You should fill these surveys with honesty. Don’t take these polls just as a money making exercise. Read all the questions carefully and then enter your frank opinion.

How much can you earn from online surveys?

Usually you can earn to the tunes of $2 per survey. Filling online surveys does not pay handsome money —it is just good for earning some extra bucks. Companies involved in online surveys pay very little amounts and in many cases they don’t pay cash. When you will open an account and fill surveys, these companies will award you points. When you earn a certain number of reward points, you can get an equivalent gift (and sometimes cash).

23. Become Online Researcher

If you love to surf the Internet and if you love to read a lot on websites —then why not to use this talent in a more targeted manner and do research for others. There are all sorts of organizations out there who need to research about almost everything. They hire people who can surf the Internet for a particular topic and give them the relevant information.

In this type of online work, you don’t really need to be a writer. All you need is an eye for finding relevant information and compiling it in a logical fashion. Just find the information, compile it in a specified format and send it to the organization by email. They will pay you handsomely. You will get better pay if you can dig out information that would otherwise be difficult to find on the Internet.

Making correlations among various pieces of information and deducting something out of it is a much sought after skill in this job.

24. Make News Summary / News Gist

This work is similar to doing online research. The only difference is that you would only focus on the news websites. You will be given a specific subject (for example, law and court judgements). Your job would be to skim through all the news websites and find the news items related to the given subject. Then you will need to read these news items and summarize them in a few lines. At the end of the day, you will need to send all the gist that you’ve made back to the company and they will pay you for this.

Top-notch decision makers need such news gist because they don’t have time to find and read all the relevant news. So, they will go through the summary provided by you. They may request complete articles for the news that will particularly interest them.

For making online news gist, some companies give you a monthly salary (you can get as much as US $4,000 per month) while some other companies prefer to make payment based on the amount of work you do.

How to Receive Payment from Online Business

Once you have become an online entrepreneur and have setup your online business, one of the major concern becomes how to receive payment from your clients. Well, most of the services I mentioned above do pay via easy options like PayPal, checks and wire transfer. PayPal is indeed a blessing for online entrepreneurs. You can very easily send to and receive money from your clients. Functioning of PayPal is straightforward and totally hassle free.

In case you have decided to setup your own website and you’re selling products or services through it, then you would need a payment gateway service. Payment gateways are services that facilitates online payments.If you use a payment gateway, you’ll be able to accept payment from your customers through credit cards, debit cards, cash cards and net banking etc. You would need to give payment gateway provider a percentage of every transaction. Best payment gateways in USA are PayPal, Google Wallet, Amazon Payment and Skrill. Payment gateways India include Citrus Pay, CCAvenue and Nigeria has numerous payment gateways like Vogepay, E-wallet, Simple pay etc.


How to Open a Paypal account in Nigeria


PayPal is a service that allows one to make payment online without sharing ones card detail each time one is making a payment. The benefit of owning a PayPal account goes beyond being able to make secure payments online, one can also receive/send money from/to other PayPal accounts.

All that is required for a PayPal account to be opened is a functional email address. Once the email address has been used to open the PayPal account, the next thing will be to verify the account in order to start using it.

PayPal has been closed to Nigerians for a while until now. While they have only enabled the option of making payments using PayPal for accounts opened in Nigeria, a personnel at PayPal mentioned to me that the other features are coming depending on how Nigerians respond.

How do you open a PayPal account?

To get a PayPal account, visit and sign up using an email address. Once your email has been verified and you set up your own password, the next thing will be to add a credit/debit card where money can be drawn from.

Once you have opened a Paypal account, you will notice that that your PayPal balance is reading 0.00. PayPal can draw money from the debit card you integrate to it. How does this work?

Let’s say I want to buy an item on eBay and I chose to pay using PayPal. I will be required to input my email address and password. Once that is done, PayPal charges my card. From the look of things, PayPal draws the money from my bank account (card is tied to my bank account) and pays it to the merchant (on eBay). If I had a balance on my PayPal account, there won’t be any need for PayPal to draw the money from my card. I can’t receive money directly to my PayPal account just yet, so, that option is closed to Nigerians for now.

What this means is that a 0.00 PayPal balance won’t stop you from making a purchase using your PayPal account from websites that receive PayPal as long as long as you have verified your account by connecting a valid credit/debit card.

The First Bank of Nigeria Advantage

It is worthy to note that, in Nigeria, PayPal has struck a partnership deal with First Bank of Nigeria (FBN) that allows interested FBN account holder the ability to open a PayPal account and be instantly verified.

Question: Does it mean that FBN customers without a card (credit/debit) can still use PayPal in Nigeria? “No.”

Is it that my FBN account is automatically tied to my PayPal account? “FBN customers still need to have a card to link to their PayPal account.”

Verve Card issued in Nigeria is not accepted internationally. You won’t be able to tie your Verve Card to your PayPal account. The Visa and MasterCard issued in Nigeria will however work. The card that I tied with my PayPal account is the one that is issued by Guarantee Trust Bank PLC—GTBank.

In the future, once PayPal starts allowing businesses to integrate PayPal, and a website like Konga/Jumia integrates it, you’ll be able to shop securely on those sites using your PayPal account without revealing your card details to those online stores. You do not pay any charge using PayPal—only the merchants are charged.

Question: how does PayPal make its money? As a user I’m not charged, right? Then who is charged?

“PayPal never charges customers for their purchases. PayPal charges merchant fees from the merchant or the person who receives the money. It is possible to send money to PayPal accounts outside of Nigeria (in countries where PayPal accounts can receive funds). In that case, the sender can determine who would pay the fee. It is done within a user’s PayPal account for each transaction.”

What can you do with your PayPal account once you open it?

If you open a PayPal account in Nigeria today, please note that the only things you can do is to buy from online stores that have already integrated PayPal—like Uber, eBay and the like and PayPal users outside Nigeria that have already been enabled to receive money. You won’t be able to receive money from another PayPal user just yet. You’d have to wait for a later time when PayPal will roll out that feature to the Nigerian market.

FBN customers get another edge here again. They will be able to move any money from their PayPal balance to their bank account.

Question: if all Nigerian customers can’t receive money into their PayPal account, is the situation different for FBN customers—will they be able to receive money into their PayPal account?

“Unfortunately NG (Nigeria) PayPal accounts cannot receive funds into them yet – that includes FBN customers.”

Nigerian businesses are yet to be invited to the party too—they will have to look on for a while. But, Dobox, a Nigerian online store has already integrated PayPal—they have integrated it long before PayPal set foot into the Nigerian market. I was able to pay for their service with my NG PayPal account.

Dobox is able to do that because they set up their PayPal account outside Nigeria. Another Nigerian company that receive PayPal that I have see is IrokoTV.

There are certain rules about how payment-processing companies in Nigeria should operate. These rules won’t affect PayPal just yet as they’re not banking in Nigeria and don’t receive money in Naira. I am wondering how things will be if a rule by CBN mandates them to do that and if they’ll still be able to store credit card details once they open full operation in Nigeria and started allowing local businesses to receive PayPal as a means of payment online and offline.


Benefits of setting up a small business website

If you still haven’t set up a website or blog for your small business, here are some ideas from the Systemdigits team which may show why having an online presence is now essential rather than optional for most enterprises.

Shop Front

You may think that there is no point setting up a website for your business if you don’t conduct sales online, or even use email on a mass scale. These days, more and more potential clients and customers use the web to research products and services before approaching vendors or suppliers, which means that even a simple website can provide a useful window into your business world – rather like a brochure. You can provide the most basic details about the services you offer, as well as your contact details and even a map to help people find you.

Low Cost

The web provides a very low cost way of doing a variety of business tasks. The cost of buying a web address (domain name) and web hosting is also very cheap. You can pick up a name for 2 years for N4000, and shared server hosting should not set you back more than N3000 per year. The only thing you might need to pay for, depending on your own level of expertise, is for some help designing your website and making it live, and that’s where Systemdigits can come in.

Ease of Updating

Pre-Internet, you would have to update any published business information by hand, such as reprinting brochures or adverts when things changed. With the web, you can update your contact and product information in an instance. Content Management Systems do pretty much everything for you being the most popular open source software out there currently.

Online Selling

The web has changed the world of retail more than any other sector. You can buy anything from shoes to car parts online, and the associated costs to retailers themselves have fallen dramatically, giving small businesses more of a chance of competing with their larger rivals.

Open All Hours

To state the obvious, your website will be live 24 hours per day, all year round, so potential customers may be looking at your pages while you are asleep. Of course, if you’re selling online, an eCommerce system can be taking care of any orders which are made whatever the time of day.


Due to the ease with which you can update your own website, you can test new ideas online without having to outlay any cash, or pay consultants. For example, if you are running an online shop on eBay, you can test new descriptions, graphics and prices safe in the knowledge that you can revert and changes with the flick of a switch.

Money Saving

By setting up your own business website, you will almost definitely save money, even if the savings are not immediately obvious. By creating an online presence, and spending some time promoting your site, you can contact a global customer base for just the cost of your own time. Aside from the obvious savings you can make by selling online, you can also access thousands of online tools to help you manage your business more efficiently – such as online accounting, webmail, and customer relationship management systems.

Save Money

Moving your business (or just a part of it) online will save you money. The savings can be as small as the difference between corresponding with clients via email, compared to the cost of a landline call. If you spend time on web marketing, you can also gain new customers via search engines (such as Google and Yahoo!) – at minimal cost.