How to Open a Paypal account in Nigeria

 

PayPal is a service that allows one to make payment online without sharing ones card detail each time one is making a payment. The benefit of owning a PayPal account goes beyond being able to make secure payments online, one can also receive/send money from/to other PayPal accounts.

All that is required for a PayPal account to be opened is a functional email address. Once the email address has been used to open the PayPal account, the next thing will be to verify the account in order to start using it.

PayPal has been closed to Nigerians for a while until now. While they have only enabled the option of making payments using PayPal for accounts opened in Nigeria, a personnel at PayPal mentioned to me that the other features are coming depending on how Nigerians respond.

How do you open a PayPal account?

To get a PayPal account, visit www.paypal.com/ng and sign up using an email address. Once your email has been verified and you set up your own password, the next thing will be to add a credit/debit card where money can be drawn from.

Once you have opened a Paypal account, you will notice that that your PayPal balance is reading 0.00. PayPal can draw money from the debit card you integrate to it. How does this work?

Let’s say I want to buy an item on eBay and I chose to pay using PayPal. I will be required to input my email address and password. Once that is done, PayPal charges my card. From the look of things, PayPal draws the money from my bank account (card is tied to my bank account) and pays it to the merchant (on eBay). If I had a balance on my PayPal account, there won’t be any need for PayPal to draw the money from my card. I can’t receive money directly to my PayPal account just yet, so, that option is closed to Nigerians for now.

What this means is that a 0.00 PayPal balance won’t stop you from making a purchase using your PayPal account from websites that receive PayPal as long as long as you have verified your account by connecting a valid credit/debit card.

The First Bank of Nigeria Advantage

It is worthy to note that, in Nigeria, PayPal has struck a partnership deal with First Bank of Nigeria (FBN) that allows interested FBN account holder the ability to open a PayPal account and be instantly verified.

Question: Does it mean that FBN customers without a card (credit/debit) can still use PayPal in Nigeria? “No.”

Is it that my FBN account is automatically tied to my PayPal account? “FBN customers still need to have a card to link to their PayPal account.”

Verve Card issued in Nigeria is not accepted internationally. You won’t be able to tie your Verve Card to your PayPal account. The Visa and MasterCard issued in Nigeria will however work. The card that I tied with my PayPal account is the one that is issued by Guarantee Trust Bank PLC—GTBank.

In the future, once PayPal starts allowing businesses to integrate PayPal, and a website like Konga/Jumia integrates it, you’ll be able to shop securely on those sites using your PayPal account without revealing your card details to those online stores. You do not pay any charge using PayPal—only the merchants are charged.

Question: how does PayPal make its money? As a user I’m not charged, right? Then who is charged?

“PayPal never charges customers for their purchases. PayPal charges merchant fees from the merchant or the person who receives the money. It is possible to send money to PayPal accounts outside of Nigeria (in countries where PayPal accounts can receive funds). In that case, the sender can determine who would pay the fee. It is done within a user’s PayPal account for each transaction.”

What can you do with your PayPal account once you open it?

If you open a PayPal account in Nigeria today, please note that the only things you can do is to buy from online stores that have already integrated PayPal—like Uber, eBay and the like and PayPal users outside Nigeria that have already been enabled to receive money. You won’t be able to receive money from another PayPal user just yet. You’d have to wait for a later time when PayPal will roll out that feature to the Nigerian market.

FBN customers get another edge here again. They will be able to move any money from their PayPal balance to their bank account.

Question: if all Nigerian customers can’t receive money into their PayPal account, is the situation different for FBN customers—will they be able to receive money into their PayPal account?

“Unfortunately NG (Nigeria) PayPal accounts cannot receive funds into them yet – that includes FBN customers.”

Nigerian businesses are yet to be invited to the party too—they will have to look on for a while. But, Dobox, a Nigerian online store has already integrated PayPal—they have integrated it long before PayPal set foot into the Nigerian market. I was able to pay for their service with my NG PayPal account.

Dobox is able to do that because they set up their PayPal account outside Nigeria. Another Nigerian company that receive PayPal that I have see is IrokoTV.

There are certain rules about how payment-processing companies in Nigeria should operate. These rules won’t affect PayPal just yet as they’re not banking in Nigeria and don’t receive money in Naira. I am wondering how things will be if a rule by CBN mandates them to do that and if they’ll still be able to store credit card details once they open full operation in Nigeria and started allowing local businesses to receive PayPal as a means of payment online and offline.

 

The Top 30 Most Powerful Websites for Entrepreneurs and Investors in Africa.

You’re about to find out the top 30 websites for entrepreneurs and investors in Africa. These are the best places on the internet to find interesting business ideas, investment opportunities, breaking news, expert insights and advice about doing business in Africa.

Africa is buzzing with creative talent, impressive business opportunities, and an entrepreneurial revolution that is shaking up the continent like never before in its history.

The websites you’re about to discover are doing an amazing job of exploring and exposing the hidden treasures in Africa’s vast business landscape.

If you’re an entrepreneur, investor or business enthusiast with a general or specific interest in Africa, these are the websites you should bookmark and visit everyday!

Ranking Methodology

The websites on this list have been ranked from top to bottom, according to their Global Traffic Rank on Alexa, as at 1st October 2015.

Alexa.com is one of the world’s leading web analytics tools; now owned by Amazon.

The Global Traffic Rank is a measure of how each website ranks relative to all other sites on the internet over the past 3 months. The rank is calculated using a proprietary methodology that combines a website’s estimated average of daily unique visitors and its estimated number of pageviews over the past 3 months.

Although I have also included the size of each website’s social media communities on Twitter and Facebook, this is only an indication of popularity and reach, but not rank.

So, here we go! Let’s meet the top 30 most powerful websites for entrepreneurs and investors in Africa

1. CNN African Start-Up

One of the most popular international TV stations in Africa, CNN has used its powerful platform to expose the positive achievements of African entrepreneurs to the world. CNN African Start-Up shares remarkable business startup stories from all corners of the continent and does a great job on the website.

Global Website Ranking: 76 | Social media: 264,000+ Twitter followers @CNNAfrica | Website: CNN African Start-Up 

 

2. BBC Africa Business Report

The BBC is arguably the oldest international media service in Africa. Presented by Lerato Mbele, The BBC Africa Business Report showcases the latest business news, technology tales, and consumer trends from across the African continent. The website is always updated with short and interesting video clips that focus current and emerging business issues and developments around Africa.

Global Website Ranking: 84 | Social media: 15,000+ Twitter followers @BBCLerato | Website: BBC Africa Business Report  

 

3. YALI Africa

Founded in 2014, the Young African Leaders Initiative (YALI) for Africa is a signature effort of the American government to invest in the next generation of African leaders. The platform provides virtual resources and vibrant physical spaces to equip young African leaders and entrepreneurs with the skills and connections they need to foster change in their communities and their countries.

Global Website Ranking: 1,042 | Social media: 33,000+ Twitter followers @YALINetwork; 99,000+ Facebook fans | Website: YALI Africa

 

4. McKinsey Insights & Publications

On the website of one of the world’s most renowned business consulting firms, McKinsey’s Insights and Publications section for the Middle East & Africa publish shares research insights, expert advice, interviews and commentaries that are best-suited for business leaders, entrepreneurs and investors looking for facts on which to base business and policy decisions.

Global Website Ranking: 7,404 | Social media: 126,000+ Twitter followers @McKinsey; 298,000+ Facebook fans | Website: McKinsey Insights (Middle East & Africa)

 

5. All Africa

This is definitely one of Africa’s most popular indigenous websites. Served in both English and French, AllAfrica is a voice of, by and about Africa. It aggregates, produces and distributes business news daily from over 130 African news organizations. In addition to its political and sports news, the ‘Business’ section of the website is always full of rich and current information.

Global Website Ranking: 13,596 | Social media: 222,000+ Twitter followers @allafrica; 107,000+ Facebook fans | Website: AllAfrica 

 

6. Venture Burn

Based in Cape Town, South Africa, Venture Burn focuses on telling the stories and news of startup and tech entrepreneurs from emerging market sectors, covering everything from innovative new businesses and developments in eCommerce to helpful tips for startup entrepreneurs.

Global Website Ranking: 40,940 | Social media: 5,000+ Twitter followers @Ventureburn; 1,000+ Facebook fans | Website: VentureBurn

 

7. My Top Business Ideas

Best suited for aspiring and startup entrepreneurs, My Top Business Ideas shares an impressive collection of small business ideas and market opportunities that can be explored for profit in Africa. Founded by Ajaero Tony Martins in 2013, this website is a useful resource for people looking for business ideas to spark their imagination.

Global Website Ranking: 44,171 | Social media: 800+ Twitter followers @MTBusinessideas, 1,000+ Facebook fans | Website: My Top Business Ideas 

 

8. Ventures Africa

Undoubtedly one of the top favourite websites for news, analysis, opinions and discussion about Africa’s business landscape. Ventures Africa remains a champion in sharing business insights and stories that explore the opportunities and complexity of our continent and the African Diaspora.

Global Website Ranking: 49,188 | Social media: 52,000+ Twitter followers @VenturesAfrica; 19,000+ Facebook fans | Website: Ventures Africa 

 

9. AFK Insider

If you’re looking for a website that covers African news from a business perspective, AFKInsider is the one. It covers the current business developments and economic forces that guide Africa’s markets. From agribusiness to entrepreneurs, AFKInsider is a great resource for both seasoned investors looking into Africa and general interest readers.

Global Website Ranking: 94,988 | Social media: 7,000+ Twitter followers @AFKInsider; 10,000+ Facebook fans | Website: AFKInsider

 

10. How We Made it in Africa

Through its sterling reporting, How We Made it in Africa has become a hub for aspiring and experienced entrepreneurs, and foreign investors with a strong interest in Africa. Its case studies, featured articles, and business advice give a unique insight into the sometimes complicated aspects of investing in Africa and trading with the continent.

Global Website Ranking: 102,098 | Social media: 47,000+ Twitter followers @MadeItInAfrica; 43,000+ Facebook fans | Website: How We Made it in Africa

 

11. Disrupt Africa

Looking for up-to-date news, information and commentary about Africa’s tech startup and investment ecosystem? Disrupt Africa has journalists roaming the continent to find, meet, and interview the most innovative and disruptive tech startups. That’s why this website is a true showcase of Africa’s most promising businesses and business ideas.

Global Website Ranking: 113,333 | Social media: 4,000+ Twitter followers @DisruptAfrica; 900+ Facebook fans | Website: Disrupt Africa 

 

12. Africa.com

Founded in 2010 by Teresa Clarke, a former managing director of the investment banking division of Goldman Sachs, Africa.com provides ‘carefully selected’ news on the latest happenings on the business landscape across Africa. Beyond business and financial information, the website also provides coverage on political and cultural news on the continent.

Global Website Ranking: 123,939 | Social media: 11,000+ Twitter followers @Africa_com; 75,000+ Facebook fans | Website: Africa.com 

 

13. Innov8tiv

This dynamic web resource features the latest technology news and entrepreneurial advances of Africans on the continent as well as in the Diaspora. Founded by Annie Akpe, Innov8tiv seeks to inform consumers and companies about the latest in tech trends and ideologies that exist in Africa and among leaders of colour around the world, including the UK, the Caribbean, Australia, and Asia.

Global Website Ranking: 130,824 | Social media: 7,000+ Twitter followers @innov8tivmag; 37,000+ Facebook fans | Website: Innov8tiv 

 

14. VC4Africa

This is arguably the largest online community of venture capitalists, angels and entrepreneurs dedicated to building businesses in Africa. The platform, which was founded in 2008, connects Africa’s most promising entrepreneurs with the resources (knowledge, network and capital) they need to realize their potential. Via the VC4Africa website, entrepreneurs have access to free online tools, mentorship opportunities and private deal rooms.

Global Website Ranking: 132,833 | Social media: 53,000+ Twitter followers @VC4Africa; 45,000+ Facebook fans | Website: VC4Africa

 

15. Celebrating Progress Africa

Labeled as ‘Africa’s Number one website for progressive news’ Celebrating Progress Africa (more popularly known as ‘CPAfrica’) chronicles the progress made by Africans, especially entrepreneurs, as they lead Africa to economic prosperity. CPAfrica also has vibrant Technology and Culture categories.

Global Website Ranking: 153,625 | Social media: 13,000+ Twitter followers @cpafrica; 54,000+ Facebook fans | Website: CPAfrica

 

16. Mara Mentor

This online platform enables ambitious entrepreneurs to connect with peers and business leaders on the African continent. Mara Mentor encourages idea and knowledge sharing among Africa’s most promising young entrepreneurs, inspiring a collaborative approach to business start-up and growth. Mara Mentor is an initiative of Mara Foundation, the Mara Group’s social enterprise established in 2009 by Ashish J. Thakkar, Founder of Mara Group.

Global Website Ranking: 256,395 | Social media: 111,000+ Facebook fans | Website: Mara Mentor

 

17. The Africa Report

With Africa becoming an investment destination of choice, The Africa Report responds to the growing business need for solid analysis of the political situation and assessment of the risks. For over 50 years, The Africa report continues to provide expert analysis of the African business environment, and remains one of the top references for African business affairs.

Global Website Ranking: 272,551 | Social media: 82,000+ Twitter followers @theafricarepot; 260,000+ Facebook fans | Website: The Africa Report

 

18. Tony Elumelu Foundation

The Tony Elumelu Foundation is an African-based, African-funded philanthropic organisation. Through its $100 million flagship program, the Tony Elumelu Entrepreneurship Program seeks to identify and grow 10,000 African entrepreneurs, create 1 million jobs and add $10 billion in annual revenue to Africa’s economy over the course of the next decade.

Global Website Ranking: 273,254 | Social media: 96,000+ Twitter followers @TonyElumeluFDN; 146,000+ Facebook fans | Website: Tony Elumelu Foundation  

 

19. Smallstarter

Unique for its in-depth analysis of business ideas and market opportunities in Africa, Smallstarter is leading the charge to teach, inform and inspire the new generation of small business entrepreneurs across Africa. Its impressive collection of well-researched business ideas, inspiring success stories and practical business advice continues to attract both aspiring and experienced entrepreneurs and investors from within and outside Africa.

Global Website Ranking: 275,594 | Social media: 1,000+ Twitter followers @smallstarters; 12,000+ Facebook fans | Website: Smallstarter 

 

 

20. She Leads Africa

She Leads Africa serves as a platform to invest in Africa’s most talented and promising female entrepreneurs. Founded by Yasmin Belo-Osagie and Afua Osei, this impressive online resource provides knowledge and support to female entrepreneurs, and has launched a pitch competition aimed at startups operating on the continent and diaspora.

Global Website Ranking: 354,437 | Social media: 5,000+ Twitter followers @SheLeadsAfrica; 9,000+ Facebook fans | Website: She Leads Africa

 

21. Africa Business Pages

Although not an information website in itself, Africa Business Pages is an online directory of businesses involved in intra- and inter-African trade. It focuses on promoting trade from and to Africa and boosting partnerships among traders and African distributors.

Global Website Ranking: 372,433 | Social media: 33,000+ Facebook fans | Website: Africa Business Pages 

 

22. Lionesses of Africa

Dedicated to transforming the profile of women entrepreneurs on the continent, Lionesses of Africa is an online community of ‘lionesses’ sharing their stories, knowledge and experiences, and inspiring one another, and connecting for accelerated success. The ‘Startup Stories’ and ‘100 Lionesses’ sections of the website are full of inspiration and remarkable business ideas.

Global Website Ranking: 417,989 | Social media: 1,000+ Twitter followers @lionessesa; 1,000+ Facebook fans | Website: Lionesses of Africa 

 

23. The African Business Magazine

This is one platform that offers a unique insight into African affairs, from an African perspective. The African Business Magazine holds the title of bestselling pan-African business magazine. Its special reports profile a wide range of sectors and industries including transport, energy, mining, construction, aviation and agriculture.

Global Website Ranking: 494,419 | Social media: 6,000+ Twitter followers @AfricanBizMag; 4,000+ Facebook fans | Website: The African Business Magazine 

 

24. This Is Africa

Published by the Financial Times, This is Africa equips senior decision makers with the knowledge to understand the evolution of African economies; to find partners and investments that match their criteria for return or for development and to position their brands to take advantage of the rise of the African consumer. It regularly features updates on foreign policy, perspectives from leading thinkers on Africa, interviews with global leaders, and analysis of major events and transitions on the continent.

Global Website Ranking: 561,127 | Social media: 29,000+ Twitter followers @thisisafrica | Website: This Is Africa 

 

25. The Anzisha Prize

Every year, The Anzisha Prize profiles and rewards young entrepreneurs who have developed and implemented innovative solutions to social challenges or started successful businesses within their communities. The ‘Entrepreneur Stories’ section of this website is a very rich source of business ideas and inspiration for thousands of Africans who closely follow the annual selection process.

Global Website Ranking: 808,022 | Social media: 2,000+ Twitter followers @anzishaprize; 13,000+ Facebook fans | Website: The Anzisha Prize 

 

26. African Business Review

Africa Business Review is a leading source of news and content for C-level executives focused on business and industry-specific news from across the African continent. Through its website, daily news and weekly e-newsletter, African Business Review helps executives stay up-to-date with the most fundamental operational issues in demanding and ever more competitive business sectors across Africa.

Global Website Ranking: 934,976 | Social media: 6,000+ Twitter followers @AfricaBizReview; 3,000+ Facebook fans | Website: The African Business Review 

 

27. LIONS Africa

Launched at the 2012 World Economic Forum on Africa, LIONS Africa is mobilizing the knowledge, expertise and resources of leading public and private institutions to encourage and enhance Africa’s innovation ecosystem and to spur entrepreneurship on the continent. LIONS Africa is a partnership of several organisations including the US State Department, Microsoft, Nokia, the African Development Bank and several others.

Global Website Ranking: 1,000,361 | Social media: 2,000+ Twitter followers @lionsafrica | Website: LIONS Africa

 

28. Africa Business Jumpstart

This impressive website helps aspiring entrepreneurs and business owners to get started in Africa’s new emerging markets through its rare market tips, expert guidance, and actionable tools. Its founder, Dr. Harnet Bokrezion, is a seasoned and experienced business coach, and co-author of 101 Ways To Make Money in Africa, a new and refreshing perspective to business opportunities on the continent.

Global Website Ranking: 1,621,146 | Social media: 700+ Twitter followers @africajumpstart; 2,000+ Facebook fans | Website: Africa Business Jumpstart 

 

29. FarmBiz Africa

This impressive website is focused on exploring the amazing business opportunities and success stories in Africa’s agribusiness space. FarmBiz Africa provides some of the most current news, releases and insights that help to meet the information needs of Africa’s agripreneurs. For its visionary work, it’s no surprise it has won several awards from the FAO, UNEP, NEPAD and others.

Global Website Ranking: 2,634,794 | Social media: 9,000+ Twitter followers @farmbizafrica; 10,000+ Facebook fans | Website: FarmBiz Africa

 

30. Afrinnovator

Selected as one of CNN’s Top 10 African Tech Voices To Follow, Afrinnovator tells the stories of African startups, African innovation, African made technology, African tech entrepreneurship and entrepreneurs. It specializes in observing, researching and analyzing the trends in technology innovation & entrepreneurship in Africa.

Global Website Ranking: 2,969,126 | Social media: 67,000+ Twitter followers @Afrinnovator; | Website: Afrinnovator 

 

Now you know the Top 30 Websites for Entrepreneurs and Investors in Africa…

Do you know any more websites like these that are doing a great job of putting Africa’s impressive business potentials on the world map?

Share your thoughts, suggestions and recommendations in the Comments section below.

Don’t forget to share this article with your friends and people you care about. This article will save them a ton of work and research time.

 

GTBank Introduces New Technology Mobile Phone Money Transfers

Guaranty Trust Bank Plc (GTBank) said it is applying technology and breakthrough in  innovation to enable funds transfer on the mobile phone for the first time in Nigeria for the bank’s customers.

In this regard, the  bank has launched another first of its kind mobile channel through which  its customers can conveniently perform third party transfers to both GTBank and other bank account holders in Nigeria, via their mobile phones, by simply dialing the short code *737* with details of the amount and account number (NUBAN) of the beneficiary.

The *737* transfer service is a novel offering pioneered by GTBank in the Nigerian financial industry, that is safe, simple and convenient. To initiate transfers to a GTBank account, simply dial *737*1*Amount*NUBAN Account No# e.g. *737*1*1000*1234567890#

The 737 transfer service has been introduced to build on the success of the Bank’s One Click Top –upservice, which offers GTBank customers an efficient and easy way to buy airtime on their mobile phones directly from their GTBank account by simply dialing a short code (*737*AMOUNT#).

Managing Director/CEO of the bank, Mr. Segun Agbaje said,“We will continue to leverage technology to make banking, especially payments and transfers, faster, safer and more convenient for all our customers. This service addresses the electronic banking requirements of our customers, irrespective of their phone type”. 

The *737* transfer service is only available to GTBank customers via their mobile phone numbers registered with the bank and has minimum transfer limit of N1,000 and a daily transfer limit of N20,000.

The new technology on mobile phone money transfer, will help boost mobile money in Nigeria, which has not been very successful, since cashless policy was introduced by the Central Bank of Nigeria in January 2012. With the latest innovation from GTBank, its customers can now transfer money via their mobile phones, without any form of hinderance from the internet. Before, most bank customers relied heavily on internet banking, which has its challenges, when there are issues with internet connectivity.

The bank has a record of “Industry First” innovations such as “GTBank Mobile App”, a mobile application that merges internet banking and mobile money service offerings to allow customers enjoy more flexible banking such as Check account balance, Transfer funds to family and friends, Stop and confirm cheques, Bill payments, FX transfers, Flight bookings, Airtime recharge, Online dhopping, Purchase cinema tickets, among others. Other industry firsts include; Internet Banking, GTConnect; the interactive contact centre, Social Banking on Facebook, FastTrack, SME MarketHub, an online e-commerce platform and the first Naira MasterCard.

 

About stopping Email Spoofing and Spamming

Your mother calls you to ask why you keep emailing her about "enhancements," and your coworkers complain that you won't stop sending them ads. Does this sound like you?

A friend of mine recently found himself in this situation, as he began to receive a deluge of "bounced" spam email–spam messages that seemed to have been sent from his email account to invalid email addresses and then returned to the supposed sender. But the email address in question is for an account that my friend rarely uses, and he did not knowingly use it to send any spammy email to anyone.

Initially he conjectured that spammers had somehow hijacked the email account. But even after he reset the email account's password, the bounce messages continued to flow in.

Why was this happening? Were the messages really coming from my friend's email address, or were their actual senders just using his email address as a spoofed return address in the email headers? What could he do to stop the annoying activity? Was his only option to obliterate the email account and start over with an untouched one?

Compromised or Spoofed?

If you face this situation, your first step should be to determine whether your email account–or your PC itself–is infected or compromised in some way. The most likely culprit is "spoofed" email headers, in which spammers change an email header's "from" address to make it appear as though the spam originated from your email account, and which in turn causes any bounced email alerts to go to your inbox.

Spammers spoof mail headers in email messages to fool spam filters into letting the message through. The tactic can also increase the spam message's seeming legitimacy: You're more likely to open email that purports to come from a person or a company you know than email that comes from a total stranger.

According to Will Irace, director of threat research and services at Fidelis Security Systems, spoofed email headers are quite common. In the case of my friend, Irace says, "If he's sure he's changed his password, then it's most likely as he suspects: the spammer is forging ('spoofing') his address and not actually sending the bouncing e-mails from his account."

Melissa Siems, senior director of product and solutions marketing for McAfee Cloud & Content Security adds: "Most accounts are more likely to be spoofed than compromised, particularly if the owner isn't using the account. If the account is in use, then it could have been compromised by malware or a phishing attack or even something more subvert like a root kit attack."

Resolving a Spoofed Email Account

Bounced email alerts sometimes contain details within their message headers that can help identify the messages' true origin. Most often, they come from PCs infected with a botnet or compromised in some other way, so your chances of tracking down the actual spam purveyor are very slim.

If you can see in the headers the IP address for the computer that sent the spam, you may be able to determine where the messages came from. You can then contact that PC's Internet service provider and have that IP address blocked. In the short term, that may stop the email spoofing and the bounced messages; but overall it's a bit of a fool's errand. The ISP may not help you; and even if it does, there's nothing to stop the spammer from simply spoofing your email account from a compromised PC that has a different IP address.

If you don't normally use the email account in question, the most sensible tactic is to delete the account and start anew. Of course, for business email accounts and for primary personal email accounts that you've used for years, you may decide that jettisoning the account isn't an acceptable option.

Avoiding Spoofed Email Accounts

Unfortunately, you can't do much to stop spoofing once it starts–or to avoid having spammers harvest your email address in the first place. Irace offers some sarcastic advice on how to make your email address harvest-proof: "Don't do anything interesting [online], and never share your email address with anybody [else]."

Nevertheless, Siems says that adopting some commonsense security practices can reduce your email account's exposure. For instance, she suggests, use your primary email account to communicate only with people you know and trust. If one of those contacts gets infected or compromised, attackers may still harvest and use your email address, but the risk should be much lower.

Also, when sharing an email address with a website or posting information in a public online forum, use a throwaway email account, such as one from Gmail or Hotmail, that you won't mind deleting later on.

These steps amount to hazard mitigation, though. There's simply no fool-proof way to prevent spammers from using your email address in spoofed message headers on spam email.

 

 

HOW TO TIGHTEN YOUR FACEBOOK SECURITY ACCOUNT AGAINST HACKERS:

I have been called by friends and email too of ways they can tighten their facebook accounts against some new faceless hackers on the prowl hacking facebook account. So I decided to compose this piece of article to help friends out there thinking on how they can secure their facebook account against these malicious intruders. What most hackers (expecially the black hackers), do to hack into someones facebook account is by first finding out the Email associated with such a targeted facebook account. Once they've successfully confirmed the email address associated with that such account, the next thing on their mind is send the victim a link to his/her email account claiming to come from facebook Team. This is known as a process of PHISHING/CLONING an original facebook page to a fake one, whereby the victim clicks the link and is taken to the fake facebook account. Then you're asked to key in your password to enable facebook to help you with better security or something similar to that.

I will advice all you and others here; make sure you don't have the email address you used to open facebook being displayed on your Facebook profile page info. Secondly, if atimes you do go to Cybercafe to browse and probably check your Facebook page, I want you guys here to note that Firefox Mozilla, Google Chrome absorbs/stores passwords and these passwords can be retrieved when a smart guy accesses such browser clients. Anyway, another thing to note is, don't click on any link sent to your email address, maybe at times such link maybe claiming that they are from Facebook or Yahoo, This is what we call Phishing and cloning. Someones password can be retrieved via this. Thirdly, try as much as possible to set a security authentication via your Facebook privacy settings whereby you set it up that whenever someone tries to access you Facebook page using another location/ip address, then some certain questions will be ask and the intruder may not be able to get pass more than that level. It is not about accepting friends requests from strangers, because that stranger can in turn hack one of your friends Facebook account and then get to you via that. Try as much as possible to make sure your password has at least mixture of Cap key, symbols, small letter and digital numbers. At least one in four months, try and change your password.

USING 2-FACTOR FACEBOOK AUNTHENTICATION TO PROTECT YOUR FACEBOOK ACCOUNT:

First, click on Privacy Basics>Settings>Security Settings>Login Approvals; Here you will see, USE YOUR PHONE AS AN EXTRA LAYER OF SECURITY TO KEEP OTHER PEOPLE FROM LOGIN IN TO YOUR FACEBOOK. Click on EDIT beside it and click on the check box that appears near it with the instruction; Require a security code to access my account from unknown browsers (Unknown browsers is a computer or phone you haven't used before or from entirely a different IP/Location).
With this method, Facebook sends to the phone number associated with your facebook account a dynamic generated passkey to enable you log in to your facebook account whenever you're accessing your facebook from another computer, app, or location.

NOTE: THIS METHOD MAKES YOUR PASSWORD DYNAMIC, EVEN THOUGH YOUR FRIEND, WIFE KNOWS YOUR INITIAL PASSWORD, THEY WON'T STILL BE ABLE TO LOGIN TO YOUR FACEBOOK ACCOUNT OR VIA AN APP, THOUGH YOU HAVE TO ENABLE THE APP OWN TOO. PLEASE AND PLEASE MAKE SURE YOU HAVE YOUR CORRECT PHONE NUMBER ASSOCIATED WITH YOUR FACBEOOK ACCOUNT BEFORE VENTURING INTO THIS.

The second authentication procedure you may wish to use is the one of TRUSTED CONTACTS:
What are TRUSTED CONTACTS? Trusted contacts are close friends that you can call for help if you ever have trouble accessing your account. You have to trust someone before making him/her a trusted contact, maybe your trusted wife or girl friend etc. Their help is to help you generate a code you will use to access your facebook account in case you forgot your password etc. Trusted account can help you a lot once someone gains access to your facebook account.

With this kind of security setting, each time anyone whether the real owner or a hacker, tries to access your facebook accout, immediately facebook will send to your phone number another facebook generated password with which to login to facebook. why is that so? Becos you're at the moment accessing facebook from another ip address and anoda different browser other than the previous one you used to access it. even if u are accessing it from a new install facebook app, a new generated passkey is sent to ur mobile phone inbox. Then with the passkey, u can login to facebook acct; while that passkey will serve as a password to access ur facebook acct. So with this higher level of security, the hacker won't be able to access ur Facebook account, unless you have a domestic hacker who is with you phone (laughs). I will advice you to try this security authentication from a laptop or an ipad. Finally, make sure your email address doesn't show up on ur facebook profile info. Please share this to help your friend know what and what to do when they are hacked or to protect their facebook account. Written by Donfrancis Osaji.

Gsm Phone Numbers of Nigeria by LGA and by States

We have active Gsm Phone numbers of all states, Local Government in Nigeria, arranged in way that you can use them to send sms. Let us know the local government you want and we shall sort it out from our database and send them to you. We sale each phone number at N1.00. All the active numbers are collated from all Gsm networks, such as MTN, AIRTEL, GLO, ETISALAT, VISAFONE.